Financial education built around understanding.

MoneyAI helps readers learn a concept, calculate a transparent estimate, and use AI more thoughtfully—without pretending a generic answer is personal advice.

Our mission

Personal finance information is often either too abstract or too certain. MoneyAI aims for a practical middle: plain-English education, visible assumptions, realistic examples, privacy-aware prompts, and direct links to primary sources.

The Learn–Calculate–Ask AI method

Learn: understand the concept, vocabulary, and constraints.
Calculate: test your own numbers with a formula you can inspect.
Ask AI: explore questions and alternatives while minimizing private data.

About the author

Andrés Hernán Bianciotti is the author of the Money in Plain English personal finance series and the creator of MoneyAI. Content is written for financial education and reviewed using the source and correction standards in the editorial policy.

What MoneyAI does not do

MoneyAI does not open accounts, move money, recommend individual securities, assess a reader's complete circumstances, or replace a fiduciary financial professional, tax professional, attorney, credit counselor, or official agency.

Review our source directory →
Read the financial disclaimer →

Author and accountability

About Andrés Hernán Bianciotti

Andrés Hernán Bianciotti is the independent author of the three-book Money in Plain English series and the creator of MoneyAI. He develops the site's plain-English guides, browser-based calculators, prompt frameworks, examples, and editorial structure.

Scope of authorship

MoneyAI identifies authorship without presenting the author as a licensed financial adviser, attorney, accountant, tax preparer, or credit counselor. The site is designed for financial education and directs readers to official sources and appropriately qualified professionals when a decision requires individualized analysis.

Research and review method

US-specific claims are checked against primary sources such as the IRS, SEC and Investor.gov, Consumer Financial Protection Bureau, Department of Labor, FDIC, Federal Reserve, and Social Security Administration. Calculators expose assumptions and omissions. AI may assist with organization or language editing, but it is not treated as a factual source.

Books and commercial relationship

The author sells the Money in Plain English ebooks through Gumroad. Commercial links are labeled and the free educational library is intended to remain useful without a purchase.

Corrections and feedback

Material errors are corrected and related pages are rechecked. Readers can contact the author through his public Gumroad profile with a specific page URL, the statement in question, and a primary source when available.